Unlocking Your Financial Gateway: Fidelity Brokerage Account Routing Number Revealed

Key Insights About Fidelity Routing Numbers

The standard routing number for Fidelity individual brokerage accounts is 101205681
This routing number is primarily used for electronic funds transfers (EFT) and direct deposits
You can find your routing number through your online account, mobile app, or by contacting customer service

Understanding Fidelity's Primary Routing Number

The routing number for Fidelity individual brokerage accounts is 101205681. This number, also known as the ABA (American Bankers Association) number, serves as a unique identifier for Fidelity when processing electronic transactions. It's essential for setting up direct deposits, transferring funds electronically, and linking your Fidelity account to external financial institutions.

When you need to provide banking information for your Fidelity brokerage account, this routing number is what financial institutions will use to ensure money is directed to the correct destination. The consistency of this number across Fidelity's individual brokerage accounts makes it easier to manage your finances and set up recurring transactions.

Primary Uses for Your Fidelity Routing Number

Your Fidelity routing number is crucial for several common banking activities:

Setting up direct deposit of your paycheck or government benefits
Establishing electronic funds transfers between your Fidelity account and external bank accounts
Receiving tax refunds electronically
Setting up automatic bill payments from your Fidelity account
Linking financial apps and services to your Fidelity account

How to Locate Your Fidelity Routing Number

Fidelity provides multiple ways to find your routing number when you need it:

Online Account Access

The most convenient way to find your routing number is through your online Fidelity account:

Log into your Fidelity account at fidelity.com
Navigate to your Portfolio Summary page
Select the specific account you need information for
Look for "Routing Number" at the top of the page under the account name

Direct Deposit Information Page

Alternatively, you can access the routing number through Fidelity's dedicated banking information section:

Log into your account
Navigate to the Direct Deposit and Direct Debit Information page
Your routing number will be displayed along with other account details

Fidelity Mobile App

If you prefer mobile banking, the Fidelity app also provides access to your routing number:

Open the Fidelity mobile app and log in
Navigate to your account details
Look for the banking information section where your routing number is displayed

Customer Service Support

If you're unable to access your account online or through the mobile app, Fidelity's customer service can provide your routing number. Contact them at 800-343-3548 for assistance.

Different Routing Numbers for Different Transactions

While 101205681 is the standard routing number for most Fidelity brokerage account transactions, it's important to note that certain specialized transactions may require different routing numbers:

Transaction Type	Routing Number	Usage
Electronic Funds Transfers (EFT)	101205681	Standard transfers, direct deposits, bill payments
Domestic Wire Transfers	101205681	Sending/receiving domestic wire transfers
International Wire Transfers	Special handling	Contact Fidelity directly for international wire instructions
Check Writing	Printed on check	Visible on the bottom left of Fidelity checks

For specialized transactions, particularly international wire transfers, it's recommended to contact Fidelity directly to ensure you have the correct routing information for your specific needs.

Comparing Fidelity's Banking Features

This radar chart compares Fidelity's banking features against traditional banks and online-only banks across various dimensions. Fidelity's brokerage accounts offer competitive advantages in direct deposit convenience, account management tools, and external account linking capabilities, making their routing number an important gateway to these services.

Understanding Fidelity Account Structure

mindmap root["Fidelity Account Structure"] ["Individual Brokerage Account"] ["Routing Number: 101205681"] ["Direct Deposits"] ["Electronic Funds Transfers"] ["Bill Payments"] ["External Account Linking"] ["Account Number Format"] ["17-digit format"] ["Visible in online account"] ["Printed on checks (if available)"] ["Account Access Methods"] ["Online Portal"] ["Mobile App"] ["Phone Support"] ["Transaction Types"] ["Domestic Transfers"] ["International Wires"] ["May require special handling"] ["Check Writing"] ["Debit Card Transactions"]

This mindmap illustrates the structure of Fidelity accounts, highlighting where the routing number fits into the broader account ecosystem. The routing number serves as a critical identifier for various transaction types and account access methods. Understanding this structure helps you effectively manage your Fidelity brokerage account and ensure your banking information is used correctly for different purposes.

Account Setup Demonstration

This video provides a detailed walkthrough of how to connect your bank account to your Fidelity brokerage account. The process involves using your Fidelity routing number (101205681) along with your account number to establish the connection. The video demonstrates the step-by-step process, making it easier to understand how routing numbers function in practice when setting up account linkages.

Visual Reference: Locating Routing Numbers

Sample check showing routing number location

These images illustrate where to find routing numbers on checks and within the Fidelity interface. The routing number is typically located on the bottom left corner of checks, while in the Fidelity online interface, it can be found in the account details section. Visual identification helps ensure you're using the correct number when setting up transactions.